First Time Home Buyer

Buy a Home or Rent? Weigh the major pros and cons of homeownership with this list of the top 10...

Texas is home to hazardous plants, snakes, and insects that can harm people and pets. Learn how to identify and...

14 of the most affordable cities in Texas that have median home prices below the state average of $361,800.

The constant headlines make owning a home seem impossible in today's market. However, compelling reasons remain to take the plunge...

Life events housing market dynamics are a fascinating puzzle, with many interconnected pieces. Some of these pieces are things like...

"Are you a pet lover who is tired of dealing with pet restrictions and extra fees when renting a home?...

Choosing the right mortgage product can be overwhelming, but with these 15 proven strategies, you can navigate the home buying...

Choosing between fixed-rate and adjustable-rate mortgages is one of the biggest decisions you'll make when buying a home. While both...

Explore the Doctor Loan, a specialized mortgage product designed for medical professionals seeking homeownership. With unique benefits such as no...

Discover how to secure the best mortgage rates today in Houston with our comprehensive guide. Learn the importance of improving...

Understand the relationship between your salary and the home you can afford, with key factors such as mortgage types, down...

Seller concessions can be a valuable tool for homebuyers, offering potential benefits such as reduced upfront costs. Learn about the...

How to be a First-Time Home Buyer in Texas. Discover the ultimate guide for Houston millennial first-time homebuyers, including essential...

Get a firm grasp on mortgage escrow accounts with our in-depth guide. Uncover their meaning, purpose, and how they impact...

The Federal Housing Administration (FHA) has reduced its Mortgage Insurance Premiums (MIP) costs, making FHA loans in Houston more appealing...

Key Takeaways Mortgage interest rates in Houston, including current FHA mortgage rates in Texas, are constantly changing. Silver Mortgage, a...

When APRs and Rates differ in mortgage quotes, find out why so you won't get ripped off

Texas Mortgage Rates are high right now. Is it a good or bad time to buy a home or refinance?

Mortgage Quotes have hidden fees called "Loan Level Pricing Adjustments (LLPA)" that can raise or lower your mortgage rates.

Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real Estate Agent recently. We provided...

FHA: with a $350,000 loan, monthly MI costs drop from $248/mo to $160/mo

VA Borrowers with Full Entitlement can get loans for as much as they can qualify for with zero down payment...

Jumbo Mortgage Loans sometimes have lower rates than non-jumbo mortgage loans.

FHA 203(k) Renovation loans are designed to help borrowers buy a home or refinance an existing home and make improvements,...

FHA loans can go higher than 50% VA loans don’t have a defined maximum DTI Total ratios of up to...

Down Payments for an FHA loan can be as low as 3.5% of the purchase price. FHA loans aren't as...

First-time VA home buyers who make a down payment of

Your FICO credit score is a 3-digit score ranging from 300 to 850. There are at least 16 different types...

Look at this first-time homebuyer checklist to ensure you've covered everything before diving into the housing market.