Austin New Texas SMS Rules: What You Need to Know about Texas SB 140 When Getting a Mortgage by Steve Silver
Mortgage News Florida Condominium Assessments are Skyrocketing. What You Need to Know Now by Steve Silver 0 Florida Condominium Assessments Rising Due to Insurance and Operating Costs along with Chapter 718 rules requiring fully funded reserve accounts... Read moreDetails
Credit Score What to Look For in a Mortgage Quote: LLPA by Steve Silver 0 Mortgage Quotes have hidden fees called "Loan Level Pricing Adjustments (LLPA)" that can raise or lower your mortgage rates. Read moreDetails
Mortgage News What’s an Approved Down Payment? by Steve Silver 2 Approved Down Payment. Who Gets to Decide? Had an unusual question from a Texas Real Estate Agent recently. We provided... Read moreDetails
FHA FHA Mortgage Costs Just Got Cheaper by Steve Silver 0 FHA: with a $350,000 loan, monthly MI costs drop from $248/mo to $160/mo Read moreDetails
Colorado Jumbo Mortgage Loan Limits Higher in 2023 – New Options Available by Steve Silver 0 Jumbo Mortgage Loans sometimes have lower rates than non-jumbo mortgage loans. Read moreDetails
Colorado FHA 203k Renovation loans by Steve Silver 0 FHA 203(k) Renovation loans are designed to help borrowers buy a home or refinance an existing home and make improvements,... Read moreDetails
Credit Score How to Quickly Calculate Your Debt to Income Ratio (DTI) by Steve Silver 0 FHA loans can go higher than 50% VA loans don’t have a defined maximum DTI Total ratios of up to... Read moreDetails
First Time Home Buyer FHA Loans for First Time Home Buyers by Steve Silver 0 Down Payments for an FHA loan can be as low as 3.5% of the purchase price. FHA loans aren't as... Read moreDetails
VA First-Time Home Buyer Loan in Texas or Florida by Steve Silver 0 Common benefits are: 1) Low Minimum Down Payment Options 2) More Flexibility for using Family Gifts to assist with closing... Read moreDetails
Credit Score Improve your FICO scores and get Better Mortgage Rates by Steve Silver 0 Your FICO credit score is a 3-digit score ranging from 300 to 850. There are at least 16 different types... Read moreDetails
Mortgage News What is the Mortgage Interest Deduction? by Steve Silver 0 A mortgage interest deduction is a tax break that allows homeowners to write off the interest, they pay on their... Read moreDetails